Medical
We are committed to providing you and your family with affordable health care. See below for an at-a-glance look at the medical plan options offered to you under Allegiance.
Additional Medical Plan Options For 2025
As part of our harmonization efforts, Johns Hopkins Employer Health Programs (EHP) medical plans will be offered to Johns Hopkins All Children’s Hospital employees.
In addition to Allegiance medical plans, you can choose from two Johns Hopkins EHP medical plans in 2025:
- Johns Hopkins Exclusive Provider Organization (EPO) Plan
- Johns Hopkins Preferred Provider Organization (PPO) Plan
These are the same medical plans we offer to other JHHS hospitals and member organizations. Visit 2025 Benefits Changes to learn more about the EHP medical plans.
Consumer Driven Plan (CDP)
Provider Network(s)
Preventive Care
You pay $0 for diagnostic services for preventive exams, mammograms and colonscopies if you use an in-network provider
Prescription Drug Coverage
See Prescription Drugs for details
Health Reimbursement Account (HRA)
All Children’s contributes $600 for an individual or $1,200 per family. This money is applied to your deductibles and copay.
Out-of-Network Coverage
No coverage
You pay 100% of the costs
Biweekly Premiums
Lower
Deductibles and Out-of-Pocket Maximum
Higher
Open Access Plan
(OAP)
Provider Network(s)
Preventive Care
You pay $0 for diagnostic services for preventive exams, mammograms and colonscopies if you use an in-network provider
Prescription Drug Coverage
See Prescription Drugs for details
Health Reimbursement Account (HRA)
Not Applicable
Out-of-Network Coverage
Amount you pay depends on the type of service.
Note: Out-of-network wellness visits are not covered.
Biweekly Premiums
Higher
Deductibles and Out-of-Pocket Maximum
Lower
Added Protection
If you want some added protection, consider enrolling in one or both of the following supplemental health care plans:
- Accident Insurance: Pays a cash benefit directly to you for accidental injuries. You can use the money to help pay for some of the costs — both medical and non-medical related to your accident.
- Critical Illness Insurance: Pays a lump-sum benefit upon the diagnosis of each covered illness.
- Hospital Indemnity Insurance: Pays cash benefits that help pay for some of the costs — medical and non-medical — associated with a covered hospital stay due to a sickness, pregnancy or accidental injury.
Go to Supplemental Medical Coverage for more information.